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Renew insurance after checking what changed.

A renewal notice is a good time to review price, coverage, deductibles, limits, and whether your life or business situation has changed.

Do not renew on autopilot

Renewing may be convenient, but it should still make sense. Review whether the premium changed, whether coverage changed, and whether the deductible or exclusions still fit your needs.

Renewal checklist

  • Confirm the renewal date and payment due date.
  • Read changes in coverage, exclusions, and limits.
  • Compare whether similar coverage is available elsewhere.
  • Ask if bundling, discounts, or adjustments may apply.
  • Avoid a lapse if you decide to switch.